First, I just wanted to say: if you think signing a lease is scary, wait until you get a mortgage. And kids
yaPete wrote: Simon17 wrote:
HighSpeedFallingObjects wrote:People still use checkbooks?
People who actually pay rent and bills do. I'm guessing you're one of those people you see using his debit card to buy a Monster energy drink at the student union.
Just because your banking system is outdated.
I *have* a chequebook, but it's very rare that I use it. In fact, looking at the stubs, I've written six cheques in the last two years. Mostly to luddite eBayers, and one obscure bureaucracy that's stuck in the past. And I am a fully-functioning adult who owns his own house and also rents to other people.
When I lived in Germany there was no such thing as cheques even ten years ago; I think France has gone the same way. Probably Australia too.
Cheques still exist in Australia, but again they're rarely used, at least by my wife and I. Some of the older folks may use them more (I should check what my in-laws do; they don't have or want Internet access). We used to mainly pay bills in person (utilities etc. can be paid at the post office, so we had three regular bill-paying stops - post office, phone company and health insurer - which we could hit on a regular shopping trip, so it was fairly convenient). However, some of our bills are no longer available to pay in person at the post office, and others now charge fees for in-person payments, so now we generally pay most of our bills from our bank's website. We still pay our health insurance in person once a month though. We only use cheques for odd occasions, e.g. paying the pest control people. And even then we'll get the money from the ATM and deal in cash if we know the approximate amount in advance (and have a chance to get to the ATM).